Decision Tree Insurance
INSURANCE DECISIONS, MADE CLEAR
Compare Promises, Not Just Price

Free interactive tools and plain-language guides to help you decide what actually fits your life, before you ever talk to an agent.

Discover our insurance decision tools
People around the world making insurance and financial planning decisions with Decision Tree Insurance
Wherever you are, the goal is the same — clarity today, security tomorrow.
The Product Is Not The Plan
Your plan comes first, the policy just supports it
Insurability Is An Asset
Your health and age today are worth locking in
Never Risk The Wipeout
Protect first, then let the rest of your plan grow
Explore Our Decision Tools

A new set of three tools every time you visit.

View all tools →
Tools By Topic
Kevin Wenke, CFP®, CLU®, founder of Decision Tree Insurance
Kevin Wenke, CFP®, CLU®
Licensed since 2003
Insurance instructor and course creator for XCEL Solutions since 2019
How It Works
1
Learn
Read a plain-language guide on your topic
2
Compare
Use a tool to see how options fit your situation
3
Decide
Talk to someone only when and if you want to
Ready To See Where You Stand?