Stick-figure infographic showing how Social Security survivor benefits for a worker who dies before 62 can exclude low-earning years and use fewer than 35 computation years.

Does Social Security Use Your Last Salary or Highest Years?

September 11, 2026 No Comments

Social Security doesn’t calculate your family’s survivor benefit off your last salary. It doesn’t even use a flat 35 years, no matter what you’ve read.

infographic showing that a Social Security mother’s or father’s survivor benefit stops when the youngest child turns 16, while the child’s own survivor benefit continues.

Social Security Survivor Benefit Stops at Age 16, Not 18

August 28, 2026 No Comments

There’s a Social Security survivor benefit that disappears years before most families expect it to — and it isn’t your child’s. It’s yours. If you’re

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Does Social Security Use Your Last Salary or Highest Years?

Social Security Survivor Benefit Stops at Age 16, Not 18

Are Social Security Survivor Benefits Means-Tested? What Actually Sets the Amount

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